CommunityLend blog » Blogroll

things we are reading … 06/23/2008

Colin Henderson — Mon, 23 Jun 2008 09:30:06 +0000

MoneyAisle Blog: A Glossary of Commonly Used Financial Terms (#1 in an Occasional Series)

tags: moneyaisle, clblog, financial glossary
- Education is one of the primary objectives of this blog. Occasionally we will explore and explain commonly used, and often misunderstood, banking terms. We recommend two resources that help define financial terms: Investor Words and Morgan Stanley.
Lending Club platform illustration

Process for funding loans at Lending Club. Describes the relationship between lenders, borrowers, LC and Webbnak. Graphic contained in the Lending Club S-1 filing.

tags: clblog, lending club, social lending platform

things we are reading … 06/21/2008

Colin Henderson — Sat, 21 Jun 2008 09:30:07 +0000

S1 Lending Club

Form S-1
Lending Club

tags: clblog, lending club, SEC, social lending
- Form S-1
  
  REGISTRATION
  STATEMENT
  
  UNDER
  
  THE SECURITIES ACT OF
  1933
  
  LendingClub
  Corporation

things we are reading … 05/09/2008

Colin Henderson — Fri, 09 May 2008 09:30:14 +0000

FT.com / World – Inflation threat to world economy, IMF says

tags: ft.com, clblog
- Global inflation has re-emerged as a major threat to the world economy, the International Monetary Fund said on Thursday in a stark warning that marked an abrupt change of tone from its emphasis on the risks to growth.

things we are reading … 05/08/2008

Colin Henderson — Thu, 08 May 2008 09:30:11 +0000

Prosper Kicks Off Nationwide Lending with New Slogan and TV/Radio Advertising (NetBanker)

Prosper introduces their new tag line

tags: clblog, prosper
- “Let’s bank on each other,”

things we are reading … 05/07/2008

Colin Henderson — Wed, 07 May 2008 09:30:12 +0000

Here Comes the P2P Economy – Harvard Business Online’s Conversation Starter

Just located the entire HBR article online with no subscription required

tags: harvard business review, clblog, HBR, p2p
- It is only a matter of time before these digital systems close the arbitrage enjoyed by large banks, which lend at up to 15% interest but pay only about 5% on capital. Why do business with a bank when your network’s lending and savings interest rates are both 7%? To grasp the power of such a system, imagine your local credit union with the membership and social networking capabilities of MySpace.

things we are reading … 04/24/2008

Colin Henderson — Thu, 24 Apr 2008 09:30:10 +0000

Where either a lender or borrower can be | WSJ – Annotated

Instead, the 31-year-old from Schaumburg, Ill., recently borrowed $22,500 on Prosper.com, an online lending network that matches individual borrowers and lenders. The interest rate on Mr. Walsh’s loan: 10.25% — several percentage points below what he says he would have had to pay at a bank.

tags: wsjblog, clblog
- Instead, the 31-year-old from Schaumburg, Ill., recently borrowed $22,500 on Prosper.com, an online lending network that matches individual borrowers and lenders. The interest rate on Mr. Walsh’s loan: 10.25% — several percentage points below what he says he would have had to pay at a bank

things we are reading … 04/23/2008

Colin Henderson — Wed, 23 Apr 2008 09:30:14 +0000

P2P-Banking.com Blog » Does ABN Amro Bank offer p2p lending? – Annotated

tags: clblog, ABNAmbro
- So what is ABN Amro offering? P2P lending?

things we are reading … 04/15/2008

Colin Henderson — Tue, 15 Apr 2008 09:30:07 +0000

Javelin Strategy and Research » Riverside residents recommend social lending Web sites – Annotated

tags: social lending, p2p lending, javelin, clblog
- While the sites are not yet grabbing huge chunks of business from traditional banks, Javelin projects that the demand for social lending services to pay off credit card debt could grow from $38 billion in 2007 to $159 billion by 2012.

things we are reading … 04/06/2008

Colin Henderson — Sun, 06 Apr 2008 09:31:19 +0000

FORUM Solutions Discovering the Social Economy Annotated

tags: social economy, clblog

William is doing a good job at evolving the discussion – “social economy”

I tend to define the social economy a little more broadly: as that increasing part of our society’s economic decision-making that is influenced by emerging social tools. The water cooler is now global, and people can influence each other’s spending habits and brand preferences more effectively and instantly.

things we are reading … 04/05/2008

Colin Henderson — Sat, 05 Apr 2008 09:31:16 +0000

reportonbusiness.com: Canada continues to create jobs Annotated

tags: clblog, economy, reportonbusiness
“Canadian employment is still holding up well, with no obvious signs of stress outside of the beleaguered manufacturing sector,” said deputy chief economist Doug Porter in a note to clients. “The bounce in the unemployment rate is as much a reflection of the tidal wave of people pouring into the work force as a sign of weakness in the job market,” he noted. “After all, employment is still up 1.9 per centfrom a year ago, which would normally be seen as a solid increase.”